Business
Insurance
Every business has many things working together to make it a successful venture. Assets such as buildings, contents, inventory, personnel, vehicles, as well as the service you provide or products you sell all keep your business - in business!
Our agency’s commercial insurance department specializes in helping you assess and manage the everyday risks associated with your business. We know the right questions to ask to help you determine what to insure and what you might choose not to insure.
Our job is to make your insurance program the best it can be by:
- Doing an analysis of your insurance needs.
- Marketing insurance coverages suited to your company’s
operations.
- Selecting the best company or companies for your program.
- Providing you with a competitively priced proposal.
- Working hard to get fair, prompt settlement of your claims.
- Periodically doing reviews of your insurance program.
- Always looking for ways to save money on the protection your
business needs.
Among some of the commercial products we offer are:
Commercial Package Policies (property and liability including
products liability)
Inland Marine (moving equipment, shipments of goods within the
U.S. and Canada)
Ocean Marine (moving goods between continents by ship or air)
Builders Risk (covers construction projects before completion)
Commercial Crime and Fidelity ( Theft, Burglary, Robbery, / Employee
Dishonesty)
Surety Bonding ( Guarantees an owner a project will be completed
by a contractor)
Commercial Automobile ( Property and Liability for vehicles used
in business)
Workers Compensation ( Coverage that address job related injuries
to workers)
Commercial Umbrella ( Excess limits policies that add to liability
protection)
Commercial account types we insure:
Retail |
Wholesale Silk Flower Arrangements Toy & Game Distributor Automobile Solvents Medical Equipment Steel Supplier Collectibales - porcelain Computer Software Juice Distributor Music Production - CD Automotice Lift Equipment Auto Wholesaler |
Service Automotive Repair Brake Repair Consturction Eq. Repair Ship Repair Outboard Motor Repair Locksmith Internet Provider Appliance Repair Truck repair Pool Maintenence Poodle Salon Machine Shop |
||
| Construction Residential Homebuilders Commercial Remodelers Commercial Buildings Plumbing Electrician Tile Roofing Janitorial-Commercial Excavation Cable TV Trenching Flooring-Wood Masonry T.V. Set Building Welding Painting |
Offices
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Misc. |
Some of the Maryland Counties and Cities we serve:
Anne Arundel - Annapolis, Arnold, Crofton, Crownsville, Fort Meade, Glen Burnie, Pasadena, Severn, Severna Park
Baltimore - Baltimore, Catonsville, Cockeysville, Dundalk, Essex, Hunt Valley, Owings Mills, Randallstown, Reisterstown, Timonium, Towson, White Marsh
Carroll - Hampstead, Manchester, Mount Airy, New Windsor, Sykesville, Taneytown, Union Bridge, Westminster
Frederick - Brunswick, Burkittsville, Emmitsburg, Frederick, Middletown, Mt. Airy, Myersville, New Market, Rosemont, Thurmont, Walkersville, Woodsboro
Harford - Aberdeen, Bel Air, Edgewood, Fallston, Jarrettsville, Joppatowne, Perryman, Pleasant Hills
Howard - Clarksville, Columbia, Elkridge, Ellicott City, Hanover, Laurel, Oakland Mills, Savage
Montgomery - Barnesville, Bethesda, Chevy Chase, Damascus, Gaithersburg, Rockville, Silver Spring, Takoma Park
Washington - Boonsboro, Clear Spring, Hagerstown, Hancock, Keedysville , Sharpsburg, Smithsburg, Williamsport
Please give our commercial department a chance to review your
present coverage or help with insurance for your new venture.
The insurance and business expertise we “bring to the table”
may be just what you need to keep your business – in business!
*We are not affiliated with American Heritage Life Insurance Company, 800-521-3535
American Heritage Insurance Agency,
Inc.
1643 Liberty Road
Suite 201-202
Eldersburg, Maryland 21784
Phone 410-552-1200
Fax 410-552-1270